Planning for retirement generally comes in two phases: accumulation and distribution. While many clients have been exceptional at accumulating assets, when it comes time to retire, they ask “now what?”
Retirement Income Planning
In addition to helping limit your portfolio’s exposure to market fluctuations, there are a number of decisions that may carry significant risk to the success of one’s retirement. This could include:
- Which accounts do I draw from and in what order?
- What impact does taking money from each account have on my estate?
- When is the best time for me to file for Social Security benefits?
- What are RMDs (required minimum distributions) and how do they affect me?
- I have a pension benefit from a current or former employer. Which distribution option should I take?
Our planning process aims to bring clarity to these questions and others like them. We can help build an optimal retirement income plan that is unique to you and your situation.
A Curated Wealth Management Experience
When it comes to choosing a wealth manager, you deserve financial planning that is as dynamic as the life you lead. Our collaborative process is designed to help bring simplicity to an industry that can be complex. It is our mission to help you achieve your life’s ambition. Let us help you achieve yours!
We work with individuals and families both locally and nationally. We invite you to schedule a free session to help align your money with what you value most.
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Get the Planning You Deserve
Our goal is for you to gain clarity and confidence with your money. Executives, entrepreneurs, and professionals-alike rely on our team to deliver comprehensive planning and investment management services to them and their families. Contact us at (701) 248-7008 now to set up a complimentary discussion or fill out the form below.
Prime Capital Financial
Fargo, North Dakota
109 Roberts St N
Fargo, North Dakota 58102
Get to Know the Fargo Team
